Plan for at least three days”Every family should have at least a three-day emergency foodsupply to fall back on,” Andress said.Having an emergency food supply, she said, eases the stress ofemergencies and natural disasters.”Whether it’s a hurricane, tornado or snow storm, a naturaldisaster could prevent you from running to the grocery store topick up supplies for dinner,” Andress said.”Having an emergency food supply on hand will provide peace ofmind for you and your family,” she said, “no matter what disastermay come your way.”The size of your emergency food supply depends on the size ofyour family and home storage area. Remember, stock onlynonperishable foods.Pick foods that don’t need to be cooked or refrigerated”Select foods that require no refrigeration, little or no cookingand little or no water,” Andress said. “Chances are, if you’re inan emergency situation, you aren’t going to have the luxuries ofelectricity and running water.”Stock your food supply with ready-to-eat canned meats, fruits andvegetables. Remember to buy containers you can use up in one mealor snack, since you most likely won’t be able to refrigerateleftovers.Add canned juices, soups and canned or powdered milk. Includebottled water for drinking and extra water to mix with thepowdered milk and dilute the soups.Supply enough fluids (milk, juice, water, etc.) so each familymember can have at least 2 quarts per day.Include staple foods such as sugar, salt and pepper, too, andhigh-energy foods like peanut butter, jelly, crackers, granolabars and trail mix.”Don’t forget to throw in some comfort foods, too, like cookies,hard candy, sweetened cereals and instant coffee and tea,”Andress said.If you usually use them, be sure to include vitamin and mineralsupplements to assure proper nutrition.When stocking your emergency supply, keep in mind any specialneeds in your family. Have you included special foods for infantsor elderly family members? By Sharon OmahenUniversity of Georgia The threat of war has some Americans stocking up on home foodsupplies. Whether you agree with their logic, University ofGeorgia experts say having an emergency food supply is always agood idea.”We aren’t telling people to go out and stock their pantriesbecause of the possibility of war. But we do agree it’s a smartidea to stock your pantry for emergencies,” said ElizabethAndress, an Extension Service food safety specialist with the UGACollege of Family and Consumer Sciences. Don’t forget hand-operated can openerDon’t forget to include a hand-operated can opener, scissors andknife for opening canned foods and foods in foil or plasticpouches. The last items in your supply should be disposable plates, cups and utensils.”Once you have your food supply together, make a list of dateswhen food items need to be inspected and possibly rotated out.Then replace them with newly bought items,” Andress said. “Cannedfoods can last two years. But for best quality, use them withinone year.”Powdered milk may be stored 12 to 24 months. Use most of theother foods in your emergency supply within one year, or rotatethem out. Over time, replace any rusty, leaky, dented or bulgingfood cans.Once your emergency food supply is intact, store it in a cool,dry place. Store dry supplies off the floor in a clean, dry, darkplace away from any sources of moisture.
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York A Nassau County police sergeant rescued a 68-year-old man who became submerged in chest-high ice water after attempting to retrieve his dog who ran onto an ice-covered lake in Massapequa Saturday afternoon, police said. Police were called to Caroon Lake at 2 p.m., police said. The man, who was not identified, was attempting to rescue the dog after the pet ran about 20 feet onto the ice, police said. The victim eventually fell through the ice and was submerged up to his chest, police said. The sergeant arrived and used a ladder as a crutch across the ice, police said. He was able to reach the man and pull him to safety. The dog, who police said was shivering, was also safely recovered. The man was transported to a local hospital, where he was treated for hypothermia, police said.
U.S. Federal Reserve Chair Janet Yellen will leave her seat on the central bank’s Board of Governors once Jerome Powell is confirmed and sworn in to replace her as head of the Fed, the central bank and Yellen announced on Monday.Yellen’s term as Fed chief ends in February, but she technically could continue serving out a separate appointment as a Fed governor until 2024.Keeping with past practice, Yellen in a letter to President Donald Trump said she would resign when Powell is sworn in, and in the meantime “will do my utmost to ensure a smooth transition.” continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Recently while working through strategic planning gigs with credit unions, senior executives and Boards have been grappling with three critical areas of focus: delivering consistent, optimal member experiences; becoming more efficient, and getting teams working together better. In short, these credit unions are trying to become the type of credit union their members want them to become.The answer to these challenges is not just to identify standard run-of-the-mill solutions but truly transformative solutions – that is, solutions that turn transformation into differentiation and create transformative changes across the entire organization. Regular, steady levels of change have been acceptable in the past but, today, much higher levels are required to create changes that transform how credit unions meet the evolving demands of consumers and wholly satisfy those three challenges noted above.It used to be that we strove to create cultures and organizations that were agile; but agility is no longer enough. Agility means that you’re being reactionary to the changes someone else has already made. We’re proposing that you get ahead of the curve and transform your credit union today before a competitor forces you to change tomorrow … at which time it may be too late.If your credit union is like many, you struggle to some extent with breaking the “we’ve always done it this way” mentality. In some instances it’s an executive team that feels they have too much on their plate already; for others it’s long-tenured staff who are resistant to change; for others it’s simply an unawareness that there’s even a better way of doing what they’re doing. Regardless of the reason, transformative change is needed to keep your credit union relevant and get it growing in the manner you desire.There’s no greater area of need for transformative change than the area of member experience. As consumer demands change and as your members – current and future – set higher and higher expectations, your credit union needs to change how it delivers at every touchpoint. If you transform the way your credit union looks at the member experience; your members will change the way they look at their experience with your credit union.Unfortunately, a prominent sense of complacency has overcome many organizations, severely restricting their ability to initiate this transformation process. In a recent post, The Financial Brand said, the biggest risk among financial services firms is the inability of executives and organizations to embrace change, accept risks, and disrupt themselves. The past way in which we addressed these areas cannot be the future way if we’re going to meet future member demands.Following are a handful of key steps to get you off the dime and start disrupting and transforming the way in which your credit union creates member experiences, improves efficiency, and builds a cohesive team:Answer your “why” – understanding and then articulating why you need to change is an important first step. If you have a suitable vision statement, tie the “why” back to that. If not, get the team to work through the very valuable exercise of crafting your vision statement. In any case, your why needs to focus on your current and future membership and the credit union’s ability to satisfy their needs instead of expecting them to conform to your needs. Your “why” is always about them, not you.Get new, fresh perspectives – Albert Einstein said, “A problem cannot be solved by the person who created it.” In most cases, the VP of Lending tries to fix the lending culture; the VP of Branches tries to fix the branch culture; and so on. However, to realize the needed transformative changes, those leaders should assemble teams of fresh new perspectives from all across the credit union (frontline and back office) and then get out of the way. Engaging new and different voices within a disciplined framework will allow your credit union to come up with new and transformative solutions (while also enhancing teamwork!).Both halves of the equation – When looking at the numerous areas to improve member experiences, be sure to look at every touchpoint from both the internal and external perspectives. Most of the time, organizations just look to improve processes internally with little or no thorough or accurate consideration of the members’ feeling about that improvement. Be sure to deploy both process mapping and journey mapping in your efforts to establish the new transformative state – they are the equal halves of the transformation equation. Your employees and members will both benefit from the new, better ways.Make it ongoing – The type of change we’re proposing is not a one-time event; it must be a continuous transformation process that becomes engrained in the fabric of your culture. The transformation teams you created in the step above need to stay in place (you can rotate employees on and off the team to spread the workload and learning) but the focus and efforts need to be ongoing for your transformation to take hold and stick for the long-term. There’s always a need to assess and re-assess to stay ahead and not be reactionary.Measure, report, communicate – Define what success means from the very outset and establish how you’re going to measure it. Then be crystal-clear in determining the key performance measurements for each transformative initiative. (Many of these measurements should be taken directly from the member’s viewpoint!) Last, readily communicate your performance over time and celebrate any and all successes. All employees need to feel the gratification from your transformation impact. Use these wins to accelerate all staff, frontline and back office, to continue producing future transformative changes.The retail-business landscape is littered with huge companies that lived by the “if it ain’t broke, don’t fix it” philosophy. Look at Blockbuster, Sears, and Borders as examples of organizations that were only making modest changes (or no changes at all) when they should’ve been looking to make transformative changes to their cultures and touchpoints. By the time their new competitors forced them to change, it was too late. Don’t let your credit union fall victim to the same malaise – make transformative changes today to be a relevant, thriving, growing credit union long into the future.If your leadership team needs help executing the five key steps above and becoming the credit union your members need you to become, our firm would love to help. Please contact us at www.fi-strategies.com or 636-578-3280. 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Paul Robert Paul Robert has been helping financial institutions drive their retail growth strategies for over 20 years. Paul is the Chief Executive Officer for FI Strategies, LLC, a private consulting company … Web: fi-strategies.com Details
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The home at 24 William Nixon Way, Edens Landing.THIS big family home with indoor-outdoor living, views and in-ground swimming pool is on the market in Edens Landing. Owner Christine Gleeson said she and her family loved that the home at 24 William Nixon Way was an oasis. “It’s very private and it has great views and breezes,” she said. “It’s also a great home for entertaining. The home at 24 William Nixon Way, Edens Landing.The gourmet kitchen has stone benchtops, breakfast bar, stainless steel Smeg appliances, plenty of bench and cupboard space, and a servery to the patio.There is also rumpus room off the living area and a laundry with external access.The master bedroom has a walk-in wardrobe and an ensuite with shower. The home at 24 William Nixon Way, Edens Landing.“It has a nice deck out to the side with an open servery to the kitchen, and the pool and playground out the back.” At the front of the home there is a double lockup garage with built-in storage space, and a fifth bedroom that could be used as a study. There is a formal lounge room and a formal dining room on either side of the hallway and an open-plan living, dining and kitchen area opening through sliding doors to the big patio. More from newsCrowd expected as mega estate goes under the hammer7 Aug 2020Hard work, resourcefulness and $17k bring old Ipswich home back to life20 Apr 2020 The home at 24 William Nixon Way, Edens Landing.The three remaining bedrooms have built-in robes and the family bathroom has separate bath and shower. The toilet is separate. Outside, there is a covered entertainment area to the side of the house with timber decking. The home at 24 William Nixon Way, Edens Landing.At the back of the house there is an in-ground swimming pool with deck, big playground, slide and built-in trampoline. Marketing agent Alex Stassen, of Harcourts M1, said the house was in one of Eden Landings’ best streets. The house is close to shops, public transport and private schools.
More than four-fifths of professional investors expect investment into environmental, social and corporate governance (ESG) related exchange-traded funds (ETFs) to grow over the next five years, research from State Street Global Advisors (SSGA) has found.More than one-fifth of the 45 institutional investors and wealth managers canvassed said they expected a “dramatic rise” in interest.“Interest in ESG investing from index and ETF providers alike has been a large focus area for some time now,” said Claire Perryman, head of ETFs at SSGA in the UK.However, she added that, by contrast, “the voice of the client in the ESG ETF debate has been quite muted”. “We know that clients prioritise ESG criteria differently and that standardised methodology for ESG scoring is currently lacking,” Perryman said.According to figures from the London Stock Exchange, May proved a record month for new entrants into the ESG area of the ETF market, with eight new launches bringing the overall total to 31.Assets under management within ESG ETFs at the end of May stood at just under £4bn (€4.5bn).Old Mutual splits asset management business Quilter, the UK wealth manager, has finalised the £583m sale of its single strategy asset management business to the management team and funds managed by TA Associates, the private equity firm.The deal, announced in December last year, follows the separation of Quilter’s single strategy business from its multi-asset division.Quilter, formerly known as Old Mutual Wealth, listed on the London Stock Exchange on Monday. Its multi-asset division will now be known as Quilter Investors.At 31 March 2018, Quilter oversaw £111.6bn in customer investments.HFR adds smart beta benchmarks for multiple asset classesHedge Fund Research (HFR) has launched a range of 40 risk premia indices to meet growing institutional investor demand for greater transparency and liquidity.The HFR Bank Systematic Risk Premia indices will offer daily performance reporting across a range of assets and strategies, the company said.Assets covered by the indices include commodities, credit, currencies and equities, while also covering various investment styles such as momentum and value.“Investors in these strategies have been asking for indices they can use for performance attribution, factor analysis, and investment purposes,” said Jerome Abernathy, head of the systematic risk premia project at HFR.“This family of indices gives investors the tools they need, plus the ability to invest in alternative betas in a liquid, transparent fashion so they can focus on managers who truly generate alpha.”Institutional investor demand globally for indices of risk premia strategies has exploded in recent years, Abernathy added.HFR reported that more than $700bn (€600bn) in notional capital was invested in risk premia strategies across more than 1,200 products.
OneNews 18 March 2015A Green Party members bill to introduce a more comprehensive food in schools programme for all decile one and two schools has been defeated at its first reading in Parliament this afternoon.Green Party co-leader Metiria Turei Metiria’s so-called ‘Feed the Kids’ members bill, which she inherited from former MP Hone Harawira, was narrowly voted down by 61 to 59 votes.The bill would have seen all kids in decile one and two schools provided with breakfast and lunch.The Government insists there are only small numbers of children going without food at school and that its existing programmes and its contributions to the KidsCan charity are doing enough to address the issue.Another members bill addressing the issue, in the name of Labour MP David Shearer, is also due to be debated this evening, although it’s also unlikely to progress.http://tvnz.co.nz/national-news/key-completely-touch-needs-nz-s-poorest-kids-turei-6258127
NZ Herald 19 May 2018Family First Comment: “We don’t talk enough about dying and we need to change that. We think it would help if people knew a bit more about the actual process of dying and what to expectWe suspect a lot of the current debate is fueled by fear of the unknown, and a lack of information about what care is available and what actually happens when someone dies. In our experience a good safe death is peaceful, dignified and a natural process.”www.protect.org.nzPalliative care experts in Hawke’s Bay say they are against both David Seymour’s members bill, and the legalisation of “any form” of euthanasia or assisted dying.“Our reasons for this are many including that it creates a real risk of wrongful death by placing vulnerable people at risk of something not of their choosing,” Cranford Hospice chief executive Janice Byford-Jones said.“It is also against the core belief we hold that death and dying is a natural part of life.”The subject of euthanasia is emotional and personal, and we acknowledge and respect the diversity of views. However, many of us who work in palliative care have real concerns about the private member’s bill before Parliament, and moreover, with assisted suicide in general.”Byford-Jones added that there were also concerns about just how many people did not have a full understanding of what palliative or end of life care was actually all about and indeed, what was meant by “euthanasia”.“Euthanasia involves the intention to end a life.“Euthanasia is not – when a person’s pain relief is increased, the removal or discontinuation of unwanted treatment, the creation of do-not-resuscitate orders.”READ MORE: https://www.nzherald.co.nz/hawkes-bay-today/news/article.cfm?c_id=1503462&objectid=12053611
The Rio Carnival began on Friday, but doesn’t finish until Wednesday – giving Neymar a few days to potentially go and celebrate with his sister and friends. Having joined Barcelona from Santos in 2013, his oddball run began with matching one-game bans in 2015 and 2016.Advertisement Thomas Tuchel’s side, who were beaten 2-1 by Dortmund in mid-week, fell behind for the second consecutive Ligue 1 match when Hwang Ui-jo put Bordeaux in front.Edinson Cavani quickly equalised for the Parisians, the Uruguayan notching his 200th goal in his glittering career for the club in front of his adoring fans.Marquinhos then nodded PSG into what they thought would be a half-time lead two minutes into stoppage time at the end of the first period.But they immediately conspired to concede a farcical equaliser, when goalkeeper Sergio Rico booted Marco Verratti’s backpass straight at Pablo, who couldn’t believe his luck as the ball ricocheted straight into the unguarded net.Marquinhos then scored again to restore his side’s lead on 63 minutes, before Kylian Mbappe appeared to make the points safe six minutes later for 4-2.Substitute Ruben Pardo set up a grandstand finish, however, when he pulled one back seven minutes from time. That unfortunate coincidence was ended the following year… when muscular problems kept him out of on-field action instead. And in his first two seasons with PSG he suffered metatarsal injuries. An anticipated one-game ban, however, will not be enough for Neymar to make his annual appearance at sister Rafaella’s birthday party on March 11, when he will instead by facing Borussia Dortmund in the Champions League. The latest incident came at the conclusion of what was a mesmerising occasion in the French capital. Read Also: Ligue 1: Neymar sent off as PSG beat Bordeaux in seven-goal thrillerFellow replacement Mauro Icardi also thought he’d gotten in on the act in stoppage time of this bonkers encounter – but was denied by VAR for a narrow offside call.Neymar then picked up his second booking for a late challenge on Pardo, sarcastically clapping as he made his way off the pitch before ripping his shirt off in disgust.He will now miss next weekend’s clash with Dijon, as his curious record of absence around this time of year continues in 2020.FacebookTwitterWhatsAppEmail分享 Loading… Promoted Content7 Truly Incredible Facts About Black Holes8 Superfoods For Growing Hair Back And Stimulating Its Growth7 Ways To Understand Your Girlfriend Better7 Of The Wealthiest Universities In The World5 Of The World’s Most Unique Theme ParksWhat Is A Black Hole And Is It Dangerous For Us All?Best & Worst Celebrity Endorsed Games Ever Made6 Incredibly Strange Facts About Hurricanes11 Most Immersive Game To Play On Your Table Top14 Hilarious Comics Made By Women You Need To Follow Right NowWhich Country Is The Most Romantic In The World?17 Mind-Blowing Makeovers By Makeup Artist Vanessa Davis Paris Saint-Germain star Neymar could make Rio Carnival after all… after being sent off at the conclusion of a thrilling 4-3 victory over Bordeaux at the Parc des Princes. The 28-year-old was set to miss the Brazilian bash for the first time in SIX years, but his stoppage-time second yellow card means he could still join the festivities.