Trail Mix | Dori Freeman

first_imgTucked deep in the mountains of Southwest Virginia, the town of Galax seems like a long way from everywhere.To get there, one must court long, winding country roads that pass over and around some of the most beautiful mountains in all of the Appalachians.For generations, settlers of hearty stock have called these highlands that once represented the western frontier home. And it was in towns like Galax, where the Scotch, Irish, and German pioneers settled along the trail ever westward, that traditional old time music was born.24 year old Dori Freeman lives in Galax and comes from a long line of musicians, which isn’t unusual in the Galax area, as for 81 years the town has been home to the Old Fiddlers’ Convention, arguably the longest running gathering of old time musicians in the world.Blessed with a striking voice, Freeman cannot be pigeonholed by the traditional sounds of her upbringing. Sure, old country and old time form the wellspring of her sound, but Freeman’s music is also laced with influences from contemporary songwriters.Freeman is celebrating the release of her debut record, one that has already caught the attention of writers from both NPR and the New York Times. Big things are most certainly on the horizon for this small town girl.I recently caught up with Dori to chat about the new record, small towns, and that beautiful Wayne Henderson guitar she plays.BRO – You hail from the Galax area. Is it true that everyone there can play the fiddle?DF – Hah! Yes, it is. Every newborn is sent with a fiddle upon leaving hospital. No, not everyone here enjoys or plays traditional music, but a good number of us proudly do.BRO – To “make it” in the music world, there is always the temptation to head to a big city like Nashville. You are perfectly content to remain in Galax and branch out from there. Why is that?DF – I like to do things differently, and while a lot of people successfully take the big city route, that isn’t for me. I’m so influenced by my roots here and want to draw more attention to this part of the country. I may move one day, but not likely to a big city. I grew up in a small, rural town, and I would like my daughter to have a similar experience. Plus, I love the mountains so much and always miss them when I’m away.BRO – What’s your earliest musical memory?DF –  Listening to my dad play at fiddler’s conventions and art festivals as a toddler.BRO – We are featuring “Ain’t Nobody,” a wonderful a cappella piece, on this month’s Trail Mix. What do you think it is about an a cappella song that people find so compelling?DF – Well, we’re so used to hearing a voice accompanied by instruments, so hearing an a cappella song where the voice is the instrument can be really striking. I think we forget the voice’s strength and power as an instrument.BRO – Suffice it to say that I am green with envy over your Henderson guitar. Could you put in a good word with Wayne for me? Maybe get me to the top of the list?DF – Hah! I will be sure to pass the word along. It’d help if you could bring a couple lemon meringue pies and a rare shotgun by the guitar shop.Dori  – and her beautiful Henderson guitar – will be celebrating the release of her new record on Friday at the Rex Theater in Galax. After that, she heads out to Missouri for the Folk Alliance conference before hitting some more local dates in Roanoke, Floyd, and Knoxville in March and April.For more information on Dori Freeman, her new record, and when she might take to a stage near you, point your browser here.[divider]Read more Trail Mix[/divider]last_img read more

“Counting 15 in 15” thrival growth strategies

first_img 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Vardallas John A. Vardallas CAE, CUDE is Founder/CEO of The AmericanBoomeR Group, a Madison, Wisconsin based speaking/consulting firm. He is also Senior Faculty Advisor/Project Evaluator for SCMS and … Web: www.theamericanboomer.com Details According to the Chinese Calendar 2015 is the Year of the Sheep. Sheep are considered easy going and peaceful and find comfort in a crowd and have a knack for money. So “going with the flock” regarding dealing with the economy and financial market place will be a harbinger for credit union leadership as we head into the New Year.Overall many aspects of the current American economic landscape have caused many of us to shift and use more common sense basics and new methods in dealing with our financial situations and engagement in serving members. The credit union movement has always faced challenging times. However the times we are facing can be considered critical for the future growth and survival of our credit unions and the millions of members who have entrusted us as their guardian financial stewards. Maintaining and promoting our “Differentiation” will help solidify the credit union brand in our communities going forward.There is mixed good news these days. The stock market is at at an all time high and overall US credit union membership has hit 100 million plus. Loan growth is increasing. Net interest margins and operating expenses are improving. Inflation is flat and the housing market is recovering. However many Americans are still unemployed or have dropped out of the workforce, there is stagnant household income, taxes are going up and the impact of the Affordable Healthcare Act is being felt. Regulation is getting tighter, interest rates are ticking up and more uncertain, CEO and Board leadership are in transition and a high percentage of young adults are not aware they can join a credit union.This is the year for credit unions to really step up and continue to help members respond to the “New Economic Normal” to improve their financial lifestyle and well being. I would offer these 15 in’15 suggestions for setting a course to not just survive but thrive:Work the Back Yard. Focus on deepening relationships (more wallet share) with your current members. Get close and really get to know your members.Review your Fee structures for market place adjustments. I am not suggesting we gouge our members, only that we alter fees based on the local marketplace. We still will be the best deal in town.Have a Collaboration, Partnership, Alliance and Merger Policy/Strategy.Train staff to cross serve/sell and wow members at every touch point opportunity 7x24x365. Embrace being a “Member- Centric” CU. All staff, volunteers, vendors and members should be advocates for your credit union.Use Good On Boarding practices to Reconnect and Engage current and new members by offering incentives–(Buy local Groupon/ miles/reward programs/prepaid cards/cash back/free credit reports) and concierge services to empower them to connect. Give members real reasons for being a member, not just a customer. Membership should have its privileges. Offer Certificate of Member Ownership/Toll Free 800 Member Care number.Create a strategy to reach out to serve new American s and the underserved. We are at the point now for action in really reaching out to consumers (Immigrants) in our communities and bringing them into our credit union family.Embrace Mobile/Tablet Technology and Social Media. Utilize innovative ideas to create “Apps for This and That” and do not fear Facebook and learn to Tweet!Offer Tax/Legal (Wills) Services and End of Life (Burial) loans. Look for Non-traditional/Lifestyle Products/Services that your members could really benefit.Reach out to young adults and women via Micro Lending, Small Business Services, HSA’s and Lifestyle Lending products.Consider starting a CUSO to offer Insurance/Travel/HR/IT/DP/Products & Services.Stop asking Gen Y why they do that? Make it a strategic imperative to appeal to and attract more Youth and Young Adults. The under 30 demographic is your next generation of lending business and lifelong members for your credit union.Focus more on diverse Non-interest Income Streams (Debit Card/GAP Coverage/Credit Insurance/Debt Protection/Overdraft/Interchange Fees/Investments/Brokerage Services) to help improve your bottom line.Get the right staff in the right seats on your Credit Union Bus and empower them with a License to Serve Members.Reach out to Boomer/Senior Members with Retirement Planning and Long Term Health Care products/services.Embrace Mobile Wallet Technology to serve members conveniently and teach them to self-serve themselves.If we are not only to survive in the future but thrive, we will have to develop a different strategic mind set about growth. Our Leaders will have to strategically focus more on Innova-tion vs Tradi-tion and execute faster at a greater level than the competition. Credit unions will need to fine tune, hone and focus on our commitment to members to keep up and try to stay ahead of the herd in the changing financial services marketplace.Haaaaaaappy New Year!last_img read more

Facility solutions: shifting roles for staff

first_imgAs branch models change, so does the work of the people in them.by: Paul Seibert, CMCTen years ago, there were only a few possible branch models. Today there are many more. Some banks and credit unions have traditional teller lines; others use teller pods with universal associates, while adventurous credit unions are employing personal teller machines, with the actual tellers located at a distance from where service is delivered. Each basic model can take many forms based on the credit union’s desired brand experience, product and service array, location characteristics and technology employed.Management expectations are higher from branch staff today, as the focus is no longer on measuring transactional processes; rather it is on engagement, relationship building, and sales. It is also about orchestrating all delivery channels through the branch. Staff needs to have high levels of knowledge and communications expertise to be successful within these new branch environments. They need more training, ongoing monitoring, and honing of their skills, and they need high motivation in terms of culture, compensation, and personal growth.The jobs being done by branch staff vary depending on target market, branch size, technology, general products/services offered, and demand for specific high value services. Following are some of the major shifts for branch staff that you may have already experienced in your shop. continue reading » 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

NCUA pays $2,860 for live board meetings

first_imgby: Nicholas BallasyThe NCUA is paying $2,860 for the livestreaming of each board monthly board meeting, CU Times has learned.“The cost of the livestreaming will be $2,860, which assumes up to 500 people register. If we draw more people than that, there will be a $344 charge for each additional block of 250 people, meaning, if we draw between 501 and 750, that’s $344.  Between 751 and 1,000 would be an additional $344, and so on,” NCUA Public Affairs Specialist John Fairbanks said.The Feb. 19 board meeting will be the first one with a live video stream. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Governor Wolf Applauds House for Doing the Right Thing to Support Victims of Child Sexual Abuse

first_img September 25, 2018 It’s On Us PA,  Press Release,  Public Safety,  Statement Harrisburg, PA — Governor Tom Wolf applauded the state House for its overwhelming passage of Senate Bill 261, including the “window of justice” on the statute of limitations, to protect victims of child sexual abuse.“The House did the right thing and voted overwhelmingly to support victims of child sexual abuse and I applaud them for their swift passage of Senate Bill 261,” Gov. Wolf said. “If we cannot defend victims of these horrific acts, we may very well lose the trust of those we represent, of those most in need of defense, of protection, of support.“The tireless work of the advocates, Rep. Mark Rozzi, Attorney General Shapiro, the victims who bravely spoke out, and the families of those who have lost loved ones because of these heinous abuses has helped the House to move quickly, demonstrating again that Pennsylvania is at the forefront of states willing to take these issues seriously. I now ask the Senate to take up this legislation and follow suit with passage of this landmark legislation.”SB 261 passed 173-21. Governor Wolf Applauds House for Doing the Right Thing to Support Victims of Child Sexual Abusecenter_img SHARE Email Facebook Twitterlast_img read more

Paddington property that earns $110k a year hits the market

first_imgMore from newsParks and wildlife the new lust-haves post coronavirus15 hours agoNoosa’s best beachfront penthouse is about to hit the market15 hours agoThe kitchen and study in one of the units.One of the units is one bedroom with a study, and the other has two bedrooms and a shared bathroom.Belle Property Paddington agent Elizabeth Wright said the key points to a good investment was low vacancy, a mix of tenancies, rent that reflected market value and a location that attracts good commercial and residential tenants.“The property at 102 Latrobe Tce offers all of that,” Ms Wright said.“The location supports and gives confidence to business owners investing in new and existing businesses, while two beautifully presented residential units, each with their own outdoor area, continually attract high quality tenants.” The property at 102 Latrobe Tce, Paddington, is for sale.A Paddington property with four separate streams of rental investment income has hit the market.Currently home to restaurant Hai-Hai Ramen, this property also has two residential units and a storage area. The floorplan for 102 Latrobe Tce, Paddington.Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 0:51Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:51 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD576p576p432p432p270p270pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenStarting your hunt for a dream home00:51center_img Part of the restaurant.A savvy investor could snap up the 102 Latrobe Tce property for a cool $1,575,000 and see the purchase pay for itself, with $109,980 gross income per annum.The restaurant is currently rented at $61,000 per year, flat one at $20,800, flat two at $21,580, and the storage area at $6600.last_img read more

Dominica should never go back to UWP days

first_img Share Tweet Share Share 95 Views   no discussionscenter_img LocalNews Dominica should never go back to UWP days by: – January 31, 2012 Sharing is caring! Public Works Minister Rayburn Blackmoore. (file photo)Public Works Minister Rayburn Blackmoore has pleaded with the electorate not to re-elect the United Workers Party (UWP) into office.Blackmoore made his request at a meeting organized by the Women’s Organization of the Dominica Labour Party (DLP) in La Plaine on Sunday.He said the DLP has made significant contribution to improving the lives of Dominicans and encouraged them to support the DLP leader; Prime Minister Roosevelt Skerrit.“You can recall before us under Roosevelt Skerrit, some students at the grade six levels could not go to school now all have access to secondary school. How can you go back to the days of the UWP? You can recall before the DLP, our main road conditions were bad, only 24 percent were in good conditions. Under the DLP over 65% have been improved and soon 100% will be in perfect condition. How can you go back to the days of the UWP,” he said.According to Blackmoore, the DLP has given the people reasons to vote the DLP back into office.He highlighted the Yes We Care Program and the introduction of night landing as other progressive moves by the government.Dominica Vibes Newslast_img read more

Luck vs. Skill

first_imgTwo feats in sports occur only occasionally and to a handful of athletes.  The first is the no-hitter in baseball.  Since you are backed by 8 teammates, I consider this feat more skill than luck.  Granted, in every no-hitter there is at least one play in which someone makes an outstanding play, and there is always luck as well as skill in these.  No hitters are very rare in baseball after the Little League phase.   They are quite common in softball where a pitcher can really dominate a game.  If  you check into softball no-hitters, of the 21 outs more than half will usually be strikeouts which is pure skill on the part of the pitcher.The other sporting event is the hole-in-one in golf.  The skill is the ability to be able to judge the distance to the hole and then hit the proper shot.  I would guess that I am right in saying that in many hole-in-ones the golfer actually missed the distance, but a good roll took the ball into the cup.  It is seldom that a hole-in-one actually directly goes into the cup.  A friend of mine actually got a hole-in-one when he/she missed the green entirely, but a lucky bounce and a great roll took the ball all the way to the hole.  That was pure luck!last_img read more

Win or bust for Magath

first_img “We have to win the two last games,” Magath said. “We lost two points today and that was not what we wanted but as long as there is a chance we will keep trying and I am sure we can get two more wins. “We played well in the second half today, things were good but now we have to accept this result. Everybody feels we have to win the next game.” An uneventful contest sprung into life after 55 minutes when Dejagah bent a left-footed shot into the top corner and just three minutes later, Amorebieta doubled the advantage with a header. It looked like Fulham would go on to clinch a vital victory but Jelavic pulled a goal back with quarter of an hour remaining before Long nodded home at the back post in the 87th minute. “It was very disappointing how the second half ended up because things went well, as we hoped they would,” Magath said. “It was 0-0 at half-time and that was not bad – we wanted to go forwards more and create more attacking situations and we scored twice. “But unfortunately we conceded goals which were more or less own goals and we missed out on the victory. The hosts threw away a two-goal lead in the last 15 minutes at Craven Cottage as Hull’s Nikica Jelavic and Shane Long cancelled out Ashkan Dejagah and Fernando Amorebieta’s earlier efforts. The draw means Fulham remain in the relegation zone with a trip to Stoke to come next before a crunch home game against Crystal Palace on the final day. Manager Felix Magath believes Fulham need to win their last two matches to survive after drawing 2-2 at home to Hull in the Barclays Premier League. “That is disappointing because if you’re leading 2-0 at home you have to win.” Magath insists he is not concerned about the psychological effects of his team’s late collapse and has called for his players to stand up and be counted when they play Stoke next weekend. “They were quiet and disappointed [after the game] but I said it’s too late now to win that game and we have to stand up and get ready for the next game,” Magath said. “A victory would obviously have given us confidence going into the next match but we have to take the situation as it is. “We have to stand up now and show that we can play as well away as we have at home.” Hull have three league matches left and are almost safe with six points now separating the Tigers from the bottom three. Steve Bruce insists survival is not guaranteed yet but says his team’s fightback at Craven Cottage was typical of the character his players have shown all season. “The reason we’re 13th and in the FA Cup final is we don’t give up, we have a crack at it and we keep on going and we rightly got the rewards today,” Bruce said. “If we hadn’t have got the point today we might have still been in it – 37 points might be enough but we’ve got three games to go and to get ourselves into this position is all credit to the players. “We’ve been in and around mid-table since last September and to get to a cup final and to be hopefully safe with three games to go is a remarkable achievement by the players.” Press Associationlast_img read more