4 reasons a standardized cancellation and refund process is necessary

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » When purchasing a vehicle, consumers typically have the opportunity to add on additional products to their loan contract. These products are designed to help provide additional protections for the vehicle, particularly due to an unexpected event. Examples of these ancillary products can include:GAPCredit Life/DisabilityVehicle Service ContractsTire & Wheel ProtectionMaintenance PlansWeather ProtectionsTheft and Vandalism ProtectionEnsuring consumers benefit from the financial impact of refundable ancillary products continues to be a focus for regulatory bodies that oversee financial institutions. As a response, many lenders have changed, or are in the process of changing, how they handle ancillary product cancellations and obligatory refunds. This need for a change of process became particularly timely when a class action lawsuit was filed in Colorado this July against a number of lenders.last_img read more

Why the NCAA women’s basketball tournament regional ended up in Sioux Falls, South Dakota

first_imgSIOUX FALLS, S.D. — As soon as Syracuse was placed in the Sioux Falls region for the women’s basketball NCAA tournament, one of the first questions permeating throughout the Ferguson Auditorium, where the team watched the selection show with fans, was where is Sioux Falls and why are the regionals being played there?What people might not have known is that the Summit League, which hosts its men’s and women’s conference tournaments at the Sanford Denny Premier Center in Sioux Falls, South Dakota, has led the nation in women’s basketball conference tournament attendance for quarterfinals, semifinals and finals over the past two years.“We have a lot of community support for women’s basketball,” Summit League commissioner Tom Douple said. “It just made sense for us to put in a bid. With this arena, it doesn’t get any better than this. But people outside this area, over there in Syracuse, you know, ‘Ah, why do we have to go out to Sioux Falls?’ But when you lead the nation in women’s attendance in the conference tournaments, and that’s everybody, Connecticut, everybody. Every conference. We beat them. There’s interest here.”The No. 4 seed Orange (28-7, 13-3 Atlantic Coast) will take on No. 7 seed Tennessee (22-13, 8-8 Southeastern) on Sunday at 3:30 p.m. at the Premier Center for a chance to advance to its first-ever Final Four. No. 1 seed South Carolina and No. 3 seed Ohio State both lost in the Sweet 16. None of those four teams hail from anywhere close to Sioux Falls, but the regional semifinals still drew 4,610 fans.The push to have the NCAA tournament come to Sioux Falls began eight years ago, Douple said, when the Summit League moved its tournament to the largest city in South Dakota. The women’s basketball Summit League championship game between South Dakota and South Dakota State drew 8,647.AdvertisementThis is placeholder text“We know how good it is,” said Douple, who previously spent four years on the NCAA’s Championships Cabinet. “We know that we lead the nation in attendance and we kept sending out those releases and telling everyone we lead the nation and so forth. But until you have the national media come in and see what we have and see that the interest is here, it’s another step for us.”Hosting four teams from four completely different regions presented a challenge, Douple said, but it also meant all four teams could share their experiences and recognition for Sioux Falls as a basketball hotbed could grow.After Syracuse was slotted to play in the Sioux Falls region, guard Brittney Sykes was asked if she knew anything about the city.“I honestly don’t know. Where is it located? South Dakota?” Sykes said after someone whispered the correct answer. “Wow. South Dakota. It’s a neutral site.”Now, Sykes is helping Syracuse make its deepest postseason run ever in the city she barely knew of two weeks ago.Every player and coach that has been asked about Sioux Falls as a hosting site has been complimentary of the city, but no one gave a more ringing endorsement than Tennessee head coach Holly Warlick.“We’re very appreciative of the hospitality here, the opportunity to play,” Warlick said. “Everybody’s been super. I would suggest to come back and put a regional here. The crowd last night was really solid for four teams who weren’t close to this area, and the people came out and supported it. That’s a tribute to the love for women’s basketball in this area.” Comments Published on March 26, 2016 at 11:12 pm Contact Paul: [email protected] | @pschweds Facebook Twitter Google+last_img read more

Men’s golf ties for third place at the Southwestern Invitational

first_imgUSC will rely on the trio this upcoming season to maintain its level of play. If the Trojans look to continue their season beyond the Pac-12 Tournament and restore their preseason No. 11 rank, under-par play toward podiums in their final five tournaments will be necessary. The Trojans got off to a rough start on day one, with five players shooting over par and the team finishing seventh in a field of 12. Later in the day, USC freshman Yuxin Lin and junior Leon D’Souza scored key birdies in the tournament’s second round that propelled USC to seven shots behind leader Pepperdine.  It was D’Souza’s 5-under 67 scorecard that solidified the second place standing. In the third and final round of the invitational, he birdied seven holes for a 5-under performance that would further subtract from his leading 6-under from the two prior rounds. By the end of the day, Lin dropped his score by four, going from 2-over par to 2-under par. This allowed the team to drop to 289 on the scoreboard in the second round and pass No. 18 UCLA, No. 27 Stanford and No. 29 Louisiana State.  “We’re definitely trending in the right direction,” D’Souza said. “Everyone had a good run this week, if not today. We’re all playing good right now and we’re going to Hawaii on Monday, so hopefully we can continue moving on from here.” Junior Issei Tanabe tapped in three birdies on holes 15, 16 and 17 and bogied 18 to leave him at 1-under. Lin had a key eagle on 12 that helped him complete a 3-under 69 performance. “We both made a bunch of birdies throughout the day, and [hole] 17 was a tough hole and I hit a good shot but it just went a little too far,” D’Souza said. “I just gave myself a really tough up-and-down so it was just a small mistake.” D’Souza followed the same pattern by bogeying to 4-under. He then chipped in two birdies, but a fatal mistake on hole 17 led to an additional bogey D’Souza could not recover from. The tournament marked the beginning of the Trojans’ spring slate, and their performance has drastically improved after finishing in last place at the Cypress Point Classic last fall.  The No. 43 USC men’s golf team tied its own season-high by finishing in third place Tuesday at the Southwestern Invitational at the North Ranch Country Club. No. 6 Pepperdine shot 14-under while the Trojans tied with No. 10 Arizona State, finishing with a 3-over 867 team total. The players’ stamina was the deciding factor during the back-and-forth battle for second place during the tournament’s final 18 holes of play. Both the Sun Devils and the Trojans had two players finish under par at the turn of the course, but the Trojans reached 9-under in the final stretch to tie with ASU.  Senior Kyle Suppa had five straight birdies, a season record, between holes 12 and 16 that dropped his card to 3-under. Suppa eventually returned to par again following a bogey and a double bogey.  Even though the USC junior finished one short of the individual podium, the Southwestern Invitational marks D’Souza’s highest tournament placement as a Trojan.  D’Souza joins Tanabe and Lin as standout players to watch for the remainder of the Trojans’ season. Previously, Tanabe carded four 68-shot rounds in the fall while Lin earned a berth into both the U.S. Open and the Masters after winning the Asia-Pacific Amateur Championship last November. Freshman Yuxin Lin finished round one of the tournament two under par while leading USC to a top-three finish. (Photo courtesy of USC Athletics) D’Souza was tied for first on the leaderboard with Pepperdine’s redshirt senior Sahith Theegala for the entirety of the tournament. The back eight of the final round is where the invitational’s winner is often decided. Theegala bogeyed 11 but quickly made up for it with two birdies on 12 and 16 to finish with a 6-under 66 round.  USC will be back on the course next Thursday to compete in the Amer Ari Invitational in Waikoloa, Hawaii. The Trojans will face off against No. 3 Georgia Tech, No. 6 Pepperdine, No. 21 Auburn and No. 25 Texas, among a host of other opponents.last_img read more