Phish Shares Pro-Shot Video Of Massive “Simple” From Hampton Finale [Watch]

first_imgLast Sunday night, October 21st, Phish wrapped up the third and final night of their three-night Hampton Coliseum run. A hightlight of Phish’s Sunday night show at Hampton was a 21-minute “Simple”, which the quartet took out deep during their first set.Diving straight into “Simple” out of “Timber”, Mike Gordon nailed some gnarly riffs and earned his votes as the first set MVP up until that point, while Trey Anastasio forged a funky reverb path via the effects pedal. Page McConnell used various synth soundscapes to recreate the noises found in a 1980’s arcade during the first section of the Type II monster, and the entire band sunk into an almost silent space. Jon Fishman patiently brought the jam to a boil, locking in with Page on the clavinet as Gordon cranked things up another notch. Nearly halfway through the dankness, Anastasio changed the mood from a bubbling cauldron of sound to an airy sunshine daydream, finishing off the masterpiece, balls to the wall. Traditionally, Phish knocks this song out of the park in Hampton, and Sunday night did not disappoint. “Simple” made its way back to the spaceship-like venue for the first time in 15 years (first of the 3.0 era) and found a gratefully abducted fanbase.Today, Phish has shared a pro-shot video of the massive jam, so people everywhere can enjoy it in all its glory. Watch Hampton’s “Simple” below:Phish – “Simple”[Video: Phish]Phish continues their fall tour tonight with a two-night run at Nashville’s Ascend Amphitheatre, October 23rd and 24th. The band then heads to Rosemont, IL’s Allstate Arena, October 26th-28th, before concluding their fall tour with a four-night Halloween run at Las Vegas’ MGM Grand Garden Arena, October 31st-November 3rd.Setlist: Phish | Hampton Coliseum | Hampton, VA | 10/21/18Set One: Stealing Time From the Faulty Plan, Skin It Back, Brian and Robert, Timber (Jerry The Mule) > Simple, Mexican Cousin, Camel Walk > Back on the Train > Saw It AgainSet Two: Waves -> Rise/Come Together > Light > The Line, Wingsuit > Your Pet Cat, What’s the Use? > PossumEncore: MoreEncore Two: You Enjoy Myselflast_img read more

Understanding relationship business lending

first_img 7SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Lyman Williams Mr. Williams oversees all aspects of loan origination, processing and risk assessment. He regularly trains, coaches and evaluates internal staff on SBA and NCUA policies, procedures, philosophy and department functions … Web: Details Many credit unions don’t have a full understanding of what a business services program includes. Business lending is about much more than simple real estate loans. In fact, 84% of all business lending is cash oriented. In order to grow their business services program, credit unions must more fully embrace the deeper nature of relationship business lending.Relationship business lending leads to more than the one-off experience of traditional transactional lending. Understanding the deeper cash needs dynamic of business account members is critical to strengthening the relationship.Managing CashHelping business account members manage cash is a primary goal of a credit union relationship business lending program. This is now done primarily through high-tech means, including ACH, remote deposits and debit/credit cards. The goal here is to help your business accounts manage their cash remotely and efficiently. Business account members want their credit unions help in managing cash; however, they primarily want this accomplished through quick and easy remote means. Coming to a branch or having to telephone in about a cash management situation is another time drain on an already burdened daily work schedule for business account members.Providing CashThe priority here is providing quick access to cash for business account members. This involves revolving lines of credit, business credit cards and traditional lines of credit. Credit unions must also be prepared to do C&I (commercial and industrial) loans. Providing fast access to cash when businesses need it enables a credit union to more fully understand the dynamics and needs of business account members and to sink deeper roots into that relationship.Dynamics of CashThis involves a more holistic understanding of the cash requirements of business account members. A good example of this is recognizing and empathizing with the seasonal cycles of certain businesses. These could include: retail that is heavily dependent upon Christmas shopping as well as the seasonal needs of ski resorts and summer resorts. These businesses (and to some extent, all businesses) experience fluctuations in the natural cycle of their fiscal year. Credit unions providing relationship business lending must be attuned to this and prepared to provide services that complement those needs.Understanding the needs of business account members (including cash management, cash provisions and the dynamics of cash) enables credit unions to more fully provide for business needs. Credit unions that successfully dive deeper into this dynamic relationship with business account members position themselves proactively as the primary financial institution for these members.last_img read more